Pet Insurance

Woman with Dog

Pet Insurance

At Grand Lake Veterinary Hospital, we’ve seen firsthand how pet insurance can be the difference between getting life-saving treatment and having to make an impossible decision.

Dr. Macdonald likes to say, “You get fire insurance before your house is on fire!” That’s why we strongly encourage families to sign up for pet insurance early, before an unexpected illness or emergency arises. Most policies don’t cover pre-existing conditions, so starting early ensures your pet gets the most from their plan.

HealthyPaws Pet Insurance (Our Top Recommendation)

Widely loved by pet parents for its simple, reliable coverage. No payout caps, fast claims (often within two days), and great customer service.

Explore HealthyPaws

Healthcare Without Hesitation

We recommend HealthyPaws because they remove financial barriers when pets need care most. Their comprehensive coverage eliminates guesswork, reimbursements typically arrive within 48 hours, and their award-winning support team provides genuine expertise during stressful moments. Time and again, we've watched clients make treatment decisions based on what's best for their pet—not what they can afford—and that's exactly how healthcare should work.

Questions to Ask When Choosing a Plan

To find the best fit for your pet, consider asking:

  • Is a physical exam required for coverage?
  • What’s the deductible, and how is it calculated
  • Are prescription medications included?
  • Can you visit any veterinarian or hospital?
  • Are pre-existing or chronic conditions covered?
  • What portion of the bill is reimbursed after the deductible?

If you’re having a hard time deciding which pet insurance plan is right for you, take a look at Pet Insurance Review — a website dedicated to helping pet owners compare leading pet insurance plans in minutes.

Need Help Navigating Your Options?

We’re happy to walk you through the options or share what we’ve seen work well for other pet families. Call us at (510) 350-8538.

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The Grand Lake Veterinary Hospital